BAD CREDIT ? – ALL IS NOT LOST! –
TIRED OF NO! TALK TO MORTGAGE LOLLY TODAY!
Here at Mortgage Lolly, we have over two decades of experience in dealing with a huge range of complex financial and personal issues that create adverse credit issues, than often result in being turned down for Mortgages by traditional high street lenders.
Whilst obtaining a mortgage might seem like an impossible barrier to climb if you have bad credit, here at Mortgage Lolly, with over 25 years experience dealing with all the criteria, and the specific lenders to approach – we can help you secure the mortgage products you require.
TALK TO US TODAY TO FIND OUT MORE – WE SECURE MORTAGES!
Main Causes of Poor Credit Score
Incomplete Address History
Short or non-existent Credit History
Generally higher deposits will assist in this, and there is a process called manual underwriting that can help facilitate a loan
Defaults can be a leading cause of being unable to obtain credit as it makes you high risk to lenders, but it is not impossible to overcome with the right strategy put in place.
County Court Judgements (CCJs)
More recent, or multiple CCJ’s are more challenging.
Debt Management Plans (DMPs)
Individual Voluntary Agreements
Short credit history
Here at Mortgage Lolly we specialise in finding solutions for difficult or unusual cases, for clients who in many cases have already been rejected by high-street lenders.
Talk to us today about your issues, and we will discuss what mortgage and protection solutions can be put in place to meet your needs.
What can you do to improve your chances.
Obtain your credit file
Use information there to settle debts with any lenders that you were not already aware of
Optimise your credit score
Make sure you’re registered on the electoral roll.
Raise As much Deposit as you Can, in general terms, the most money you have raised in advance, the lower risk you become, and the more lenient a lender is likely to be.
Talk to Mortgage Lolly!
Why do it all alone talk to us today, the sooner you get advice, the better, and we can offer you an initial no obligation, no fee consultation, advice and quote to talk about the barriers that are preventing you obtaining the Mortgage Solutions that you need, and what we can do to help
Contact us to find out more!
Browse our case studies, to see examples of our expertise in dealing with Bad Credit and other difficult credit cases.