We help NHS Staff & Key Workers secure Mortgages

Mortgage Lolly, an independent mortgage broker with over 25 years of experience, specialises in securing mortgages for NHS staff. Whether you are a First Time buyer or a Next Time buyer, Mortgage Advisor Warren Pesch will ensure you secure the best mortgage available with the individual attention you expect from a small company specialising in NHS home buying.

NHS Mortgages

Some lenders offer enhanced lending flexibility to NHS staff depending on their role. Mortgage Lolly offers unique NHS Mortgages, Doctor Mortgages, and Nurse Mortgages for NHS home buying. We will match your individual circumstances with all the available lenders to get you the best deal on the market.

Speak to us, it's FREE

If you are an NHS employee looking for a mortgage or simply seeking some NHS home buying advice, get in touch. Our mortgage process begins with a FREE consultation.

Call the Office | 0208 798 2726

Call / WhatsApp Warren Pesch direct | 07971 575226

or fill in the form to send us a message to get in touch

NHS home buying, did you know?

We can use 100% of your income for maximum borrowing (Junior Doctors, you can include your 3-month pay rise for affordability in advance of either a new role being granted). Up to potentially 6 months in advance of your confirmed start

You can apply for a mortgage three to six months in advance of getting a job with the NHS

If you are a specialist doctor, you can use your day rate

Locum income can be treated as a day rate or as a zero-hour contract, which gives more borrowing ability

We can include bonuses on your application (which is helpful for new/max borrowings)

Why should NHS workers use Mortgage Lolly to help them buy their next home?

Experienced with NHS Pay Structures

We understand the complexities of NHS workers’ income structures. We can untangle the various structures, such as locum income in addition to your existing job role, and ensure you get the maximum borrowing allowable by your personal circumstances. This understanding and expertise is what sets us apart and ensures you get the best mortgage deal.

Personal Service

At Mortgage Lolly, you’re not just an application reference. Warren Pesch, our experienced Mortgage Advisor, will personally guide you through the entire process, cutting through the jargon and complexities to explain all your options. He’ll clearly explain lenders’ requirements and the logic behind lending criteria. Warren will offer his advice and guidance to help you secure a suitable mortgage. Mortgage Lolly will always find you a mortgage with the maximum borrowing allowable.

Free Consultation

Get in touch when you finish your shift. Our core hours are 8 am – 8 pm Monday through Friday and 9 am – 4 pm on Saturdays. Outside these hours, please leave us a voicemail, use our contact form, or simply send us a WhatsApp message.

Competitive Fees

As a small independent mortgage advisor, our fees depend on the amount of work required to find you the best mortgage. To get an accurate cost, contact us for a free consultation.

Looking for NHS Home Buying Advice?

Areas we cover

We generally work in a 7-mile radius of our Wimbledon SW19 base, which extends as far as Notting Hill, Beckenham, Banstead, and Hampton. If you work for the NHS and live further afield, still get in touch. We’re always here to help.

The following local hospitals and healthcare specialists fall within our work area:

St George’s Hospital
Queen Mary’s Hospital
King’s College Hospital
Croydon University Hospital
Shirley Oaks Hospital
Kingston Hospital
Royal Marsden Hospital
The Lambeth Hospital
Tolworth Hospital

If you work at any of these hospitals, even if you live further out, get in touch to see how we can help.

Your home/property may be repossessed if you do not keep up repayments on your mortgage

NHS Home Buying