# Cookie Policy — Mortgage Lolly
## 1. About this Cookie Policy
This Cookie Policy explains how we use cookies and similar technologies on our website at **mortgagelolly.co.uk**. It should be read alongside our Privacy Notice.
Cookies and similar technologies may store information on your device or access information already stored on your device. Where the information is personal data, the UK GDPR and Data Protection Act 2018 also apply.
## 2. What are cookies and similar technologies?
Cookies are small text files placed on your computer, smartphone, tablet or other device when you visit a website. Similar technologies may include tracking pixels, scripts, tags, web storage, device identifiers, link decoration, fingerprinting techniques or other technologies that store information on, or access information from, your device.
## 3. Why we use cookies
We use cookies and similar technologies for different purposes. Some are necessary for the site to function, some help improve the performance of the site, some remember your choices to provide enhanced features, and some may help provide a more personalised or targeted experience by gathering information about browsing habits.
Cookies may also help record or remember changes you make when using the site, such as updates to your preferences, choices, forms, settings, accessibility options or other information you provide. This helps ensure the site functions correctly, that your choices are applied, and that we can improve the overall user experience.
## 4. Consent, PECR and DUAA exceptions
Under PECR, cookies and similar technologies usually require consent unless a legal exception applies. The Data (Use and Access) Act updated the rules for storage and access technologies and introduced additional exceptions in certain circumstances.
Where we rely on an exception, we will provide clear information about the technology and the purpose. Where the statistical purposes or appearance/functionality exception is used, we will also provide a simple, free way for you to object.
Where cookies or similar technologies are used for advertising, profiling, cross-site tracking, remarketing, or other targeting/marketing purposes, we will ask for your consent before using them.
## 5. Types of cookies we use
**Strictly necessary cookies**
These cookies are required for the website to work. They may be used to enable core functionality such as security, network management, page navigation, online forms, remembering cookie preferences and access to secure areas of the website.
These cookies cannot usually be switched off through our website because they are necessary for the website to function. You may be able to block them through your browser settings, but some parts of the website may not work properly if you do so.
**Analytical / performance cookies**
These cookies help us understand how visitors use our website. They may allow us to count visits, understand traffic sources, see which pages are most and least popular, and improve the performance and customer experience of the site.
Where analytical cookies are used only for aggregate statistical purposes to understand how our website is used and to improve the website or service, we may rely on the statistical purposes exception. Where we rely on this exception, the information must not be used to identify, track, profile or target you, and you must be given clear information and a simple, free way to object.
Where analytical or performance cookies are used for advertising, profiling, cross-site tracking or wider marketing purposes, we will ask for your consent before using them.
**Functionality / appearance cookies**
These cookies allow the website to provide better functionality and personalisation. They may be used to remember choices you make, such as preferences, settings, accessibility choices, display choices, language preferences, information you have updated or changes you have made when using the site.
Where these cookies are used only to adapt the appearance or functionality of the website in line with your preferences, we may rely on the appearance/functionality exception. Where we rely on this exception, we will provide clear information and a simple, free way to object.
**Targeting / marketing cookies**
These cookies and similar technologies may be used to personalise content, measure advertising, or build a profile of your interests. They may also track visits across websites or help show relevant content or advertising.
We will ask for your consent before using targeting or marketing cookies. These cookies are not treated as strictly necessary and are not covered by the statistical or appearance exceptions where they are used for advertising, profiling, cross-site tracking or marketing purposes.
**Third-party cookies**
Some cookies or similar technologies may be set by third parties that provide services to us, such as analytics providers, website service providers, embedded content providers, security tools or marketing platforms.
Where third-party cookies are used, we will provide information about the relevant third parties where required and explain the purpose of those cookies. Where consent is required, we will ask for your consent before those cookies are used.
## 6. Cookie categories and choices
| Category | Purpose | Consent position | Your choice |
|—|—|—|—|
| Strictly necessary | Required for the website to work, remain secure, remember cookie choices, support forms or provide a requested service. | May be used without consent where the strictly necessary or communication exception applies. | Cannot usually be switched off through the website. Browser blocking may stop the site working properly. |
| Analytical / performance | Helps us understand website usage and improve the site. | Consent is required unless the statistical purposes exception applies and the use is limited to aggregate statistical improvement. | You can consent, reject or object where the exception is relied on. |
| Functionality / appearance | Remembers choices and adapts site appearance or functionality. | Consent is required unless the appearance exception applies. | You can consent, reject or object where the exception is relied on. |
| Targeting / marketing | Supports advertising, profiling, content personalisation or cross-site tracking. | Consent is required. | You can accept or reject these cookies through the cookie banner/settings tool. |
| Third-party | Supports services provided by third parties, such as analytics, embedded content or security tools. | Depends on purpose. Consent is required where no exception applies. | You can manage choices through the cookie banner/settings tool where available. |
## 7. Cookies we use
The table below is based on a live scan of the cookies set by our website. **This section should be updated following a live cookie scan.**
| Cookie / technology | Provider and purpose | Category | Duration |
|—|—|—|—|
| cmplz_consent_status | Complianz — Stores cookie consent preferences | Strictly necessary | 365 days |
| cmplz_policy_id | Complianz — Stores the cookie policy ID accepted | Strictly necessary | 365 days |
| cmplz_statistics-anonymous | Complianz — Stores analytics consent choice | Strictly necessary | 365 days |
| cmplz_functional | Complianz — Stores functional cookie consent choice | Strictly necessary | 365 days |
| cmplz_preferences | Complianz — Stores preferences cookie consent choice | Strictly necessary | 365 days |
| cmplz_marketing | Complianz — Stores marketing cookie consent choice | Strictly necessary | 365 days |
| _ga | Google Analytics — Used to distinguish users | Analytical / performance | 2 years |
| _ga_* | Google Analytics — Used to persist session state | Analytical / performance | 2 years |
| _fbp | Facebook/Meta — Used to deliver advertising | Targeting / marketing | 3 months |
| cookie_notice_accepted | WordPress — Custom cookie notice acceptance | Strictly necessary | Session |
| wordpress_* | WordPress — Session cookies for admin functions | Strictly necessary | Session |
| wp-settings-* | WordPress — Stores user settings and preferences | Strictly necessary | 1 year |
| PHPSESSID | WordPress — Generic PHP session cookie | Strictly necessary | Session |
## 8. Google Analytics and similar analytics tools
We use Google Analytics to help us understand how visitors use our website. Analytics cookies may only rely on the statistical purposes exception where the use is genuinely limited to aggregate statistical information used to improve the website or service and is not used for advertising, profiling, cross-site tracking or individual-level monitoring.
To opt out of being tracked by Google Analytics across all websites, you can visit: http://tools.google.com/dlpage/gaoptout
## 9. How to manage cookies
When you visit our website, you may be shown a cookie banner or pop-up that allows you to manage your cookie choices. You can choose whether to accept or reject non-essential cookies and you may be able to manage your preferences by cookie category.
You may deny consent to the placing of cookies unless those cookies are strictly necessary or another legal exception applies. However, certain features of our website may not function fully or as intended if cookies are disabled.
Where we rely on the statistical purposes or appearance/functionality exceptions, you will be provided with clear information and a simple, free way to object to that use.
You can also modify your browser settings so that it notifies you when cookies are sent to your device. This allows you to manage the cookies that are set when using this website.
You can refuse cookies altogether through your browser settings. However, in doing so, you may not be able to use the website at all, or some parts of the website may not work properly.
For more information on cookies and how to manage them, please visit www.allaboutcookies.org or www.aboutcookies.org.
## 10. Changes to this Cookie Policy
We may update this Cookie Policy from time to time to reflect changes in the cookies and similar technologies we use, changes to our website, changes in law or regulation, or changes to ICO guidance.
Where changes are material, we will take appropriate steps to bring those changes to your attention.
