Payment Holiday Calculator

Mortgage Payment Holiday Calculator

Payment Holiday Calculator

See the true cost of pausing payments

Outstanding balance

Interest rate

Remaining term (yrs)

Payment holiday length (months)

Payment after your break

£1,196

Up £27 a month after your 3 month break

Now £1,169 After £1,196

Payment now £1,169 Payment after £1,196

Added to your balance

£2,500

Extra cost over term

£4,600

Speak to an adviser

This is a guide only and not a mortgage offer or financial advice. It assumes interest is added to your balance during the break and the mortgage is repaid over the same end date, so payments rise afterwards. A payment holiday is not a right and must be agreed with your lender. Missed or reduced payments can affect your credit file. Your home may be repossessed if you do not keep up repayments on your mortgage.

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